World FinTech Report 2019


June 2019

The World FinTech Report (WFTR) 2019 from Capgemini and Efma explores how the future is moving to a shared marketplace where banks must think beyond open banking and transition to an impending phase we call Open X.

The Open X ecosystem will feature new roles and new entrants that challenge traditional banking assumptions. The report examines the major challenges faced by FS players while implementing open banking and the framework for collaborating effectively. Additionally, it assesses the different roles banks can play within the new ecosystem, from supplier and aggregator to orchestrator. Banks and other ecosystem players will have to strategically determine their Open X ecosystem role based on their primary strengths.

For details about the World FinTech Report 2019, visit, follow #WFTR19, or contact us at

The content of this report is offered to you free of charge by Efma and its partner. Create an account or log in to download the full report.

Keywords : Fintech , API/Open banking , Digital/Mobile channels , Bank Products & Services