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European credit risk outlook 9 13 January 2014

FICO and Efma conducted a survey of credit trends in November 2013 with risk professionals in Europe. The aim of this survey is to provide a forward view of potential growth and challenges in the granting of consumer credit. Participants included credit-granting institutions ranging from local banks to global institutions. Some 73 representatives from 32 European countries and 66 institutions responded to this survey. The survey asked participants for their forecast of credit risk and supply/demand over the next six months, and for their priorities for 2014. This report shares the key findings for all respondents, and in addition breaks out specific responses by three regions: DACH (Germany, Austria, Switzerland), the United Kingdom/Ireland, and Central and Eastern Europe. (Due to low turnout from the Iberian region, those results are not featured in this report.) Members of the Efma Risk Management Advisory Council will have access to more detailed of results of survey responses from enterprises in Turkey and the Nordics.
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