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Submit your innovation!

Entries are now open for the 2019 edition!

The DMI Awards showcase the most innovative banking projects from across the globe.

Efma Accenture

The Initiative

from 01/06 to 07/09
from 17/09 to 24/09
from 01/09 to 16/09
from 18/10 to 31/12
Submit your Innovation

Since its launch in 2013, the Distribution and Marketing Innovation Awards have served as a catalyst for innovation in the retail banking sector and have helped banks build better disruptive strategies.

The 7th edition submitting period is now open!

Simply submit your most innovative projects now to enter the 2019 competition. You can even start submitting your project now and finalize it later. You have until 7th September 2019 to submit!

Voting Process

Nominees for each category will be shortlisted by the Efma Innovation Committee.

Efma members and non-members from financial institutions only visiting the website will vote for the 7 standard categories (excluding the Global Innovator category). To do so, they will establish a podium ranking of Gold, Silver, and Bronze, among the 6 nominees per category. A vote from an Efma member will be considered as two votes from non-member). Each vote cast by an institution for its own innovation receives 50% of the points normally attributed.

The rate will remain confidential and only banking and payment institutions will be awarded.


Voters will take into consideration the following criteria:

Originality: the uniqueness of the idea in the marketplace and its potential as a game changer

Impact: the innovation’s capacity to generate a superior, long-term competitive edge and a significant return on investment

Universality: the innovation’s adaptability across different markets and countries

For the special Global Innovator category, an Innovation Awards Committee composed of banking executives and innovation specialists from all over the world will evaluate all the nominees.


Register to watch the Ceremony in Paris live

Watch the Efma-Accenture DMI Awards Ceremony live from Paris on 16 October 2019 for an opportunity to discover the best banking innovators worldwide.

If your innovation is a finalist, you will also be invited to attend the Ceremony in person.


Check out the 2018 DMI Awards Winners!

See who made it to the top last year and learn from the best case studies.

Key figures

Since 2012

2802 Innovations


656 Institutions


94 Countries

Already posted

2019 edition

56 Innovations


31 Institutions


18 Countries

Already posted

Top 10 institutions

Top Institutions 2019

  • 1 Banco Bradesco
  • 2 Yapi Kredi Bankasi
  • 3 ING Direct Italy
  • 4 Philippine National Bank
  • 5 DBS Bank
  • 6 Standard Bank
  • 7 Kuwait Finance House
  • 8 Isbank
  • 9 DBS Group
  • 10 Akbank

Top Institutions since 2013

  • 1 Banco Bradesco
  • 2 Intesa Sanpaolo
  • 3 La Caixa
  • 4 DenizBank
  • 5 TEB
  • 6 Standard Bank
  • 7 Emirates NBD
  • 8 Yapi Kredi Bankasi
  • 9 ICICI Bank
  • 10 Maybank Berhad

Top 10 visited innovations

Top countries

“It’s been another strong year for innovation in the industry, so we’re excited to learn more about this year’s entries. I wholeheartedly encourage financial institutions from across the globe to submit their innovations.”

Piercarlo Gera – Global Managing Director: Financial Services Distribution & Marketing Services – Accenture