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Wavestone report details how embedded finance can form a key part of future business models

Wavestone report details how embedded finance can form a key part of future business models

Wednesday 25 November 2020

Providing a ‘core banking’ services platform for partners opens up new revenue streams for financial institutions.

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Can neobanks make their bundles worth it?

Can neobanks make their bundles worth it?

Wednesday 25 November 2020

Neobank users typically opt for the standard, free accounts. But in order to become profitable, these banks need to convert users into paying customers of their premium packages by bundling together various products and services. 

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Pandemic has sped up digital business banking adoption in Brazil

Pandemic has sped up digital business banking adoption in Brazil

Tuesday 24 November 2020
Forging your own challenger bank: EON (UnionBank) EXCLUSIVE

Forging your own challenger bank: EON (UnionBank)

Monday 23 November 2020
TBC Bank: A prompt response for SMEs in Georgia

TBC Bank: A prompt response for SMEs in Georgia

Friday 20 November 2020
Lambda Chi Alpha forms partnership with SoFi to provide solutions for students facing student loan debt EXCLUSIVE

Lambda Chi Alpha forms partnership with SoFi to provide solutions for students facing student loan debt

Friday 20 November 2020
Fintech Friday: Marstone – humanizing finance for the average investor

Fintech Friday: Marstone – humanizing finance for the average investor

Friday 20 November 2020
Wells Fargo launches WellsOne virtual card payments service EXCLUSIVE

Wells Fargo launches WellsOne virtual card payments service

Thursday 19 November 2020
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Studies & Reports

Digital transformation observatory 2020

Digital transformation observatory 2020

This document by BCG and Efma presents the results of 2020 BCG's survey on the state of digital transformation of banks as well as the learnings from observatory over the last four years....

Innovation in retail banking report 2020

Innovation in retail banking report 2020

Efma and Infosys Finacle are proud to present the 12th annual ‘Innovation in Retail Banking’ report, authored by Jim Marous, Owner/CEO of the Digital Banking Report. This report highlights the top digital trends in the industry that are t...

Building the bank of the future part 2: Open banking, an opportunity for banks to rethink their business model

Building the bank of the future part 2: Open banking, an opportunity for banks to rethink their business model

Faced with a constantly changing competitive environment, banks are on the lookout for new growth drivers and new levers to better satisfy the needs of their customers.Historically, banks developed according to a logic of vertical integration where t...

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Media content

SME Banker of the Year: Episode 6,  Rajeev Chalisgaonkar (Standard Chartered)
Podcast

SME Banker of the Year: Episode 6, Rajeev Chalisgaonkar (Standard Chartered)

Tuesday 17 November 2020
SME at a glance: expert views on the news. Episode 3: Helene Panzarino
Podcast

SME at a glance: expert views on the news. Episode 3: Helene Panzarino

Tuesday 3 November 2020
SME Banker of the Year: Episode 5, Lori Darlington (RBC Bank)
Podcast

SME Banker of the Year: Episode 5, Lori Darlington (RBC Bank)

Tuesday 20 October 2020
SME at a glance: expert views on the news. Episode 2: Stefan Andersson
Podcast

SME at a glance: expert views on the news. Episode 2: Stefan Andersson

Tuesday 6 October 2020
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Most read across the community

1

EfmaLIVE - Inspire Change

Starting Monday, the global banking community will come together to discuss the biggest trends shaping the industry....

2

Digital transformation in the workplace

In 2020, financial institutions have experienced significant transformation in all parts of the business. Across the world, we’ve seen technology improve employee productivity, accelerate workplace modernization,&n...

3

Banks trailing in digital maturity: Infosys Finacle and Efma’s 2020 ‘Innovation in Retail Banking’ report

7 percent of executives believe they have satisfactorily deployed digital transformation at scale....

4

Sberbank: “Our objective is to help businesses regain the ground they lost during the pandemic”

Anna Loevskaya, Director of Sberbank’s Digital Corporate Bank Division, talks to Efma about the bank’s interaction with corporate customers during the coronavirus pandemic and the measures taken to support entrepreneurs. She stressed that...

5

Why don’t Europeans use credit cards?

Credit cards and their myriad rewards programs, commonplace in America, have never caught on in Europe....

6

Forging your own challenger bank: imagin (CaixaBank)

Benjamí Puigdevall, CEO of imagin, chronicles his bank’s successful journey as the first mobile-only bank in Spain....

7

Forging your own challenger bank: Space (TBC Bank)

Nikoloz Kurdiani, Deputy CEO at Space, explains how their core rules of simplicity and transparency are driving the bank to create an enjoyable digital experience in Georgia....

8

The open banking revolution continues apace

Ahead of a new report from Wavestone, we asked Joël Nadjar, Financial Services Worldwide Executive Partner, about how open banking has developed in the last two years and what comes next....

Latest case studies

Bradesco: in the path to become the most sustainable bank in Brazil EXCLUSIVE
Banking innovation case study

Bradesco: in the path to become the most sustainable bank in Brazil

Monday 16 November 2020

Banco Bradesco is at the forefront of sustainability in the financial industry in Brazil with the development of actions such as carbon neutralization, sustainable energy consumption and the expansion of the Organization's environmental management system...

Cyber Range - Integrated cyber crisis management model EXCLUSIVE
Banking innovation case study

Cyber Range - Integrated cyber crisis management model

Monday 16 November 2020

The cyber crisis management model provides an end-to-end view of a crisis event, supported by benchmarks and international reference models, connecting all stakeholders and acting on the transformation of the mindset and the relationship with the issue...

Dazzling customers through Proactive Servicing EXCLUSIVE
Insurance innovation case study

Dazzling customers through Proactive Servicing

Wednesday 6 May 2020

Pro-active servicing in the UK..

MYA EXCLUSIVE
Insurance innovation case study

MYA

Monday 4 May 2020

The platform combines all the digital tools built for the network, in all phases of meeting with the customer / prospect, starting from the approach to sales and post-sales...

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