Start4big, the first multisector open innovation programme promoted by five major companies in Europe (Aigües de Barcelona, CaixaBank, Naturgy, SEAT and Telefónica) chooses the winners of its second Wave of Innovation.
Arbia Smiti is the founder of ROSALY and she spoke with Efma’s Boris Plantier about her startup that is giving employees the chance to be paid early, alleviating the anxiety that often arrives at the end of the month.
Small and medium-sized enterprises (SMEs) have an outsized impact on the global economy. They represent 90% of all businesses, employ roughly 70% of all workers globally and produce up to half of global GDP. Though they have suffered disproportionate...
At Efma, it is our mission to promote knowledge sharing and best practices in the financial services industry. It is easier to do when some of the most innovative players in the industry make up our membership. In this latest installment of our &lsqu...
Financial institutions are employing advanced analytic tools like AI and machine learning across a wide range of functions. These technologies are transforming banking and improving the customer experience. AI is being used for customer personalizati...
2020 was unprecedented by virtually every measure. A once-in-a-century pandemic swept the globe, upending everyone’s lives in its wake. People have been forced, or chosen, to stay home most of the year. Many businesses have been shut down, reop...
Partnerships in banking are nothing new. For years, banks have partnered with companies to bring new services and offers to their customers. What has changed is the nature of partnerships and the types of companies banks look for in a partner. As ban...
The insurance industry is undergoing a major period of transition. Insurers understand that business models of the past will not necessarily lead to success in our much-changed future. To that end, insurers across the globe are disrupting themselves,...
Nuno Horta, Innovation Manager, tells us how his company is breaking new ground through innovation....
Following a year of critical SME banking support, our awards will recognize the top SME Banker and Bank of the Year....
Opening up the stock market to retail investors is having extraordinary consequences....
Jose Antonio Arias, Chief Innovation Officer at MAPFRE, discusses how the company’s open innovation platform is at the heart of their business....
As the financial services industry bids adieu to the black-swan events of 2020, businesses, individuals, and governments speculate about what’s next. Capgemini Top Trends in Banking 2021 eBook analyzes the drivers, opportunities and risks drivi...
Banks are closing their branches and shifting resources to digital. But a new study in France shows the perils of delivering a subpar in-person experience....
Efma has released the latest edition of its annual review series organized around four topics: How Covid-19 has accelerated pre-existing trends, SME banking and its crucial support for businesses, open banking and partnerships, and insurance and insu...
New banks are recreating a sense of community for our digital age....
We give credit to talent..
A pioneer solution, which helps children take their first steps in the world of mobile finance. ..
Social media and rising public anger means that now, more than ever, companies face a pressing need for financial protection from reputational crises and also the means to engage with reputational signals intelligence. ..
A digital customer centric Eco-system which is an integrated, agile and flexible platform which is leveraging on innovative technology..
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