Tom De Witte is commercial general manager for insurance in division Belgium of KBC. Tom joined KBC in 1996 as an ICT project leader before being appointed head of several ICT departments. After 1 year as organization consultant in KBC Head Office, he was promoted as assistant general manager in the non-life business of KBC in 2006. In 2008 Tom became responsible as general manager for the insurance distribution in division Belgium, a job he is combining since November 2011 with commercial responsibilities as commercial general manager for insurance in Belgium. Tom was born in Sint-Niklaas, Belgium (1969) and holds a master degree in both aviation sciences from the Royal Military Academy of Brussels, and applied information technology from the free university of Brussels. He completed an advanced management program at Insead. He is married with two children.