Sanjay Malhotra

Chief Digital Officer Dubai Islamic Bank United Arab Emirates

Sanjay Malhotra is the Chief of Consumer Banking at Dubai Islamic Bank. He is responsible for ensuring that all DIB’s consumer products and services are delivered in line with the Bank’s customer centric vision and approach.

With over 26 years of multi-functional experience in leading banks of the region, Sanjay is a prominent figure in the Consumer Banking genre. Prior to joining DIB, Sanjay was General Manager – Retail and Private Banking at National Bank of Oman. He was previously Head of Retail Banking (International) at National Bank of Kuwait. Sanjay has also worked with Citibank, ANZ Grindlays and Arab Bank in multiple geographies.

He is also a board member of Dubai Islamic Financial Services (DIFS) and Emirates Digital Wallet.

An Indian national, Sanjay is a graduate engineer and MBA from BITS-Pilani in India. He is married and has two children.