Venkat Kumar

Vice President - Head of Innovation Lab Kotak Mahindra Bank India

Venkat Kumar heads Kotak Mahindra Bank’s Innovation Lab since 2016 where he drives Artificial Intelligence, Open Banking and Blockchain initiatives to drive business growth of the bank.

Venkat also leads fintech collaboration initiatives at the bank.  He was instrumental in launching the Kotak Payment Co-creation Programme and the Kotak UPI 2.0 Hackathon and has worked on projects like Conversational Banking – Keya, Open Banking and cross–border remittances on blockchain.

Prior to Joining Kotak Mahindra Bank, Venkat worked with Lucent Technologies, NEC, Motorola, Infosys Labs and Brillio Technologies in strategy and delivery roles. With over 19 years of experience, Venkat has been instrumental in conceiving and incubating multiple digital platforms/solutions which are deployed globally and have powered various applications in the banking, commerce, manufacturing and telecom space.

He has filed about 30 patents, including 17 patent grants in the digital space.

Venkat Kumar holds a B.Tech in Electronics and Communications Engineering from National Institute of Technology – Warangal.