Born on 9.29.1972, in Resende, RJ. Graduated in Economic Sciences from UNICAMP - University of Campinas, with an Executive MBA in Finance from Insper - Instituto de Ensino e Pesquisa, Executive Post Graduation from Fundação Dom Cabral in partnership with Kellogg Graduate School of Management and Advanced Management Program from Harvard Business School – Boston - USA. He started, in February 2008, as Banco Finasa S.A.’s Director, a financial institution incorporated by Banco Finasa BMC S.A., current Banco Bradesco Financiamentos S.A., remaining in this position until December 2009. From July 2008 to April 2011, he held the position of Director of Finasa Promotora de Vendas Ltda. In December 2010, he was elected Director of Banco Bradesco S.A., in January 2012 Department Director and, in February 2015, Executive Director, position currently held. He is Member of the Board of Directors of Cielo S.A., of Companhia Brasileira de Soluções e Serviços and of Elo Participações S.A., and Deputy Member of the Board of Directors of Fidelity Processadora e Serviços S.A. He is, also, Member of the Board of Directors of Fundação Instituto de Moléstias do Aparelho Digestivo e da Nutrição.