Luís Cardoso started his professional career in Caixa Seguros in 1995, where he soon became Operations Coordinator, leading several transformational programs. In 2003 he becomes Head of Business Intelligence, creating the Company’s Reporting System. He founded his own IT Company in 2007. During the mortgage crisis in 2009, Luís was called to Caixa Geral de Depósitos Bank headquarters where he integrated a special Team as Business Intelligence Specialist, dedicated to provide Analytics, Reporting and urgent Solution Proposals and implementation to overcome the emerging impacts. After some time in Africa, he joins the Portuguese Mutualism Association as Head of IT and organization, leading transformation and a multi-channel platform program. In 2013, Luís joined Ocidental Grupo as a Strategic Program and Project Manager, leading several strategic projects and the creation of the Innovation Process. He has recently been appointed as Head of Non-Life Operations at Ocidental Grupo.