Sandy Vaci

Managing Director Bay Devonshire Ltd Canada

Faculty Member SEED Business School (HU), Suprvisory Board Member OTP Bank (UA), Senior Banker CapPlus Exchange (USA), CEO of Bay Devonshire Ltd (UK).

Sandy is the former CEO of Royal Bank of Scotland (AT) and Chairman of the Credit Bank of Moscow (RUS). He started his career at Procter & Gamble in Canada (7 years) then worked for the next 30+ years across 60+ countries on 4 continents.

​In addition to Royal Bank of Scotland and Credit Bank of Moscow, he held various executive positions at Cadbury International, Royal Trust (Royal Bank) of Canada, CIBC, Citibank Global Consumer Bank (EMEA) and Raiffeisen International (CEE). ​

His functional responsibilities covered retail and SME segments, sales, marketing, product management, CRM, strategic planning, business development and new market entries / M&A. He is also an experienced executive Coach and Mentor.

​Sandy is the author of 4 books on sales management, CRM and channel development practices in financial services and has been MBA lecturer at Maastricht School of Management and the Central European University. ​Through CapPlus Exchange (USA) he also helps build SME banks in Africa and Asia.​