Jaya Balan Kathiravalu

Head of SME Banking Malaysia, Group Commercial Banking CIMB Bank Berhad Malaysia

Have spent last 30 years in banking , 20 of them in lending and development of SME Business. Undertook SME transformation successfully in large local banks and now on next transformation journey. I have covered most of banking in career from branch operations , credit , sales and marketing before assuming management roles to lead a sales team and now SME banking unit of CIMB.