François Miqueu

Board Member BBAF CaixaBank Spain


Born in France in 1961
•Agricultural Engineer (1984) and MBA HEC (1986)

30 years career in financial services in various countries:
•“la Caixa” (Barcelona, Spain) as Corporate Director of CaixaBank and Chief Executive Officer of CaixaBank Consumer Finance, leading group’s specialized financing and consumer finance activities since April 2008

GE Money (Barcelona, Spain) as Chief Executive Officer from 2001 to 2008
•GE Money (Paris, France) as General Manager from 1999 to 2001
•Citibank (New York, USA) as VP & Marketing Director of Citibank NA from 1996 to 1998
•American Express Company (New York, USA) as International Financial Services Director from 1994 to 1996
•American Express Bank (Paris, France) as Sales and Marketing Director from 1990 to 1994
•Barclays Bank (Paris, France) as Marketing Director from 1987 to 1990


General Management responsibilities since 1999 and member of different Boards of entities regulated by local banking authorities:
•CEO and member of the Board of CaixaBank Consumer Finance since 2008
•Chairman of Telefonica Consumer Finance since 2014
•Member of the Board of Brilliance BEA Auto Finance Company since 2015
•Member of the Board of CaixaBank Payments, SILK Aplicaciones, GDS Cusa since 2012 and MicroBank in 2011
•CEO and member of the Board of GE Money Spain, member of the Board of BS Fincom (JV with Banco Sabadell), CAMGE (JV with CAM) and BBKGE (JV with BBK) from 2004 to 2008
•GM and member of the Board of GE Money France from 1999 to 2001