José Joaquim Aguiar Freitas de Araújo

Head of the Area Investment and Distribution Millennium BCP (Portugal) Portugal
After degree in Business Administration in the Economy University of Lisbon start working in the multinational audit Company Price Waterhouse in 1983. After one year experience he moves to the Banking area and in the last 24 years he worked in four different institutions : Banco Português do Atlântico , Lloyds Bank International, Banco Comercial Macau and finally Millennium Bcp, the place here he consolidate is career from the last 12 years. He occupied in is profession life already different position as Commercial Retail Director, Comercial Business Director, and Clients Director. Now is the Business and Corporate Marketing Director and is the responsible for all the offer to the middle business segment and corporate segment from the Millennium bcp group in Portugal . He has also a position as Board member of LISGARANTE a “Societies de Guarantee Mutual”.
Innovation in retail banking 2014
Cost-to-serve Exclusive
Cost-to-serve 15 February 2012
Innovation in retail banking 2011
Innovation in retail banking 2010
Financial NewTech Challenge 2021