A global leader in consulting, technology services and digital transformation, Capgemini is at the forefront of innovation to address the entire breadth of clients’ opportunities in the evolving world of cloud, digital and platforms. Building on its strong 50-year heritage and deep industry-specific expertise, Capgemini enables organizations to realize their business ambitions through an array of services from strategy to operations. Capgemini is driven by the conviction that the business value of technology comes from and through people. It is a multicultural company of 200,000 team members in over 40 countries. The Group reported 2016 global revenues of EUR 12.5 billion.

Visit us at www.capgemini.com

ebankIT is an international company that develops a leading Omnichannel Digital Banking Platform with capabilities to enable Banks and Credit Unions to run lean, run smart and innovate fast, helping their customers to be one step ahead at a fraction of the cost, time and effort. ebankIT’s mission is to help the banking business realize their full potential, strengthen customer relationship while minimizing costs and increase digital revenues. The vision is about shaping the digital banking with an innovative banking platform with out-of-the-box omnichannel capabilities. Operating in over 20 countries, ebankIT is helping customers all over the world to transform their businesses by delivering a fast-seamless Omnichannel Digital Banking Transformation.

Finastra unlocks the potential of people and businesses in finance, creating a platform for open innovation. Formed in 2017 by the combination of Misys and D+H, we provide the broadest portfolio of financial services software in the world today—spanning retail banking, transaction banking, lending, and treasury and capital markets. Our solutions enable customers to deploy mission critical technology on premises or in the cloud. Our scale and geographical reach means that we can serve customers effectively, regardless of their size or geographic location—from global financial institutions, to community banks and credit unions. Through our open, secure and reliable solutions, customers are empowered to accelerate growth, optimize cost, mitigate risk and continually evolve to meet the changing needs of their customers. 48 of the world’s top 50 banks use Finastra technology. Please visit www.finastra.com

Founded in Stockholm in 2012, Tink is a cloud-based platform that provides the infrastructure and value-adding data products that are enabling the future of financial services.

Currently consisting of Account Aggregation, Payment Initiation, Personal Finance Management and Data Enrichment – Tink’s products can be used to develop standalone services or be integrated into existing banking applications.

The company has 200 employees and its partners include PayPal, NatWest, SEB, ABN AMRO, BNP Paribas Fortis, Nordea and Klarna. Insight Venture Partners, Heartcore Capital, SEB, Creades, Nordea Ventures, ABN AMRO Digital Impact Fund and PayPal have invested in Tink.

viacash is an independent payment infrastructure that allows withdrawals and deposits of cash at the supermarket checkout via a barcode. In the DACH region it is known as “Barzahlen” and already the biggest infrastructure of its kind with more than 15.000 point of acceptances.

By using viacash, customers have the possibility to deposit and withdraw money from their bank account without any minimum purchase. Furthermore, the platform technique allows customers to pay their online purchase, rent or airline ticket as well as insurance, electricity and telephone bills with cash in retail stores.

viacash and viafintech solutions are registered trademarks for Cash Payment Solutions GmbH.

Lemon Way is a pan-European payment institution dedicated to marketplaces, crowdfunding platforms, e-commerce websites, and other companies looking for payment processing, payment account management and third-party payment in a KYC/AML – regulated framework.

Its payment solution is trusted and used by over 1,400 websites in Europe including 200 crowdfunding platforms. Since December 2012, the company has opened 5 million payment account to end-users and has registered 95 platforms as agents with the ACPR – Banque de France.

Lemon Way self-financed its growth since its creation in 2007 and then raised €10M from two VC funds, Breega Capital and Speedinvest, in July 2018. Lemon Way is approved and regulated by the ACPR and benefits from the ” EU financial passport” in 29 countries. The company based in Paris (HQ), London, Madrid, Milano, employs 70 people from 14 different nationalities. In 2018, it processed €2Bn (money-in/money-out) compared to €1.4Bn in 2017 (up 43%). CB Insights named Lemon Way in its 250 FinTech List of the Fastest-Growing FinTech Startups and among the 28 most promising FinTech companies in Payments Processing & Networks at a global level.

Investsuite is a European fintech company providing automated investment solutions to help financial institutions retain their clients by addressing their rapidly-evolving digital needs and defend their market positions against nimble B2C fintech disruptors. 

Experts in Big Data, AI and Machine Learning since 2004, Strands creates highly-customizable digital money management software for top-tier financial institutions worldwide, and empowers people to be smarter with their money. Strands has carried out more than 600 implementations to date.

FINANCE INNOVATION est le leader français de l’accompagnement des startups financières.

Pôle de compétitivité mondial créé par l’Etat en 2007, tiers de confiance et d’intérêt général, FINANCE INNOVATION dispose d’un vaste réseau de membres et de partenaires de grande valeur  pour encourager l’innovation et la recherche dans l’écosystème financier.

Alliant la force de son label d’Etat au dynamisme de ses équipes, le Pôle est le garant d’un accompagnement de qualité en mettant en relation les start-up, laboratoires de recherche, petites, moyennes et grandes entreprises, centres d’excellence académiques et investisseurs.

The Payments & Cards Network is dedicated to the Payments industry. Adding value to clients by offering innovative executive search, recruitment and RPO solutions to international clients. With offices in Cape Town, Hong Kong and Amsterdam, a global outlook and understanding of the payments landscape is in place to offer the best advice and service on the market.

The Paypers is the Netherlands-based leading independent source of news and intelligence for professionals in the global payment community. Our products are aimed at merchants, payment services providers, processors, financial institutions, start-ups, technology vendors and payment professionals and have a special focus on all major trends and developments in payments-related industries including online and mobile payments, online/mobile banking, cards, cross-border e-commerce, e-invoicing and SEPA. We are also keen on keeping our readership informed with regard to online fraud prevention innovations and the most significant trends in the e-identity space.

The Open Banking Report 2018 focuses on topics such as building trust, gaining consent and improving customer experience in Open Banking. The report provides an analysis of the present state of play of Open Banking and the most notable initiatives in the European Union (driven by PSD2), the UK (driven by the Competition and Markets Authority), and even beyond Europe (into Australia and Asia Pacific).You can download a free copy here: Open Banking Report 2018. 

The Record is a magazine profiling the best of enterprise technology on the Microsoft Windows platform. Published every quarter, it provides you with industry insight and examples of how modern enterprises are using technologies from Microsoft and its partners to achieve their objectives. With sections dedicated to communications and media, financial services, the public sector, manufacturing and retail and hospitality, the magazine will deliver information and insight that will interest decision-makers in large businesses and across all industries.

Visit www.technologyrecord.com for more information

Holland FinTech is an independent ecosystem that offers equal chances to all its members to do business in an ever-changing financial value chain. Holland FinTech provides access to knowledge, a network, investments and talent. Since 2014, Holland FinTech connects people and organizations that believe in the power of innovation in financial services, allowing consumers and businesses to profit from progress and development. Holland FinTech connects more than 450 members, ranging from traditional parties to innovative start-ups, spread across all product and sector boundaries. Holland FinTech is committed to stimulating diversity and accessibility of financial services and views, educating the market regarding technological opportunities (and limitations) as an important means to this end. 

The first and biggest community of Fintechers in Belgium.

FinTech Belgium is the first and biggest community of Fintechers in Belgium.

It is a community for financial professionals, startup entrepreneurs and investors, who are interested in discovering and discussing disruptive business models and new technology for the financial services industry.

Fintech Belgium is a federation for and by its members.

Their missions:

• To be a platform for dialogue with regulators and other parties. We have already represented our members at several round table discussions. A member assembly is organised every year to discuss with FinTechers and hear what they have to say.
• To actively and tangibly promote the FinTech sector in Belgium and Belgian FinTechs abroad. We give the opportunity to our members to present their products and services during our events. Through collaborations, we exchange with other countries FinTech associations and events.
• To share the experience, knowledge and information within and outside the community. We aim to organise a yearly summit on FinTech and an evening-conference every two months in which networking is highly important and appreciated. The interest for our social medias and discussion groups is growing every day.

Mercator Advisory Group is the leading independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world's largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. We also publish the online payments and banking news and information portal, PaymentsJournal.com.