EfmaLIVE Inspire Change is back again for a second year!

This year’s event will more specifically get into how the financial services industry can reinvent and transform itself. The series will take place during a whole week, from 29 November to 3 December, and will give you the chance to connect with your peers from all over the globe and shore up your response plan with concrete actions. The Future Innovation Community is excited to bring you the program for Day 4 - 2022: Odyssey in innovation – a road map

Discover this year's Innovation Awards winners!

The awards competition, which recognizes the best in banking innovation, attracted a record-breaking 816 entries from nearly 300 institutions in 73 countries. This year’s entries reflect a widespread recognition of the need to innovate and deliver digital, customer-centric products to meet changing preferences amid the disruption resulting from the pandemic. 

Join us in bulding the Community!

"Our aim is to create a unique global community of financial industry professionals to share and exchange best practices and new ideas on a regular basis. Around that, we will be creating a number of initiatives to engage key leaders and present top case studies from the Innovation space globally."

Roberto Ferrari, Future Innovation Community Lead

Welcome to Future Innovation Community

What is the Future Innovation Community

We are born to evolve. Evolution is the result of adaptation but also innovation. So, where and how does financial services need to evolve?  And how does it need to innovate to get there? How are senior leaders setting this vision?

With this brand new Efma Community, we want to answer these questions together by bringing real life experiences, visions, trends, and research that can deliver meaningful value to its members.

How can you join the Community?

For now, anyone can be a part of this community. If you are interested to join your peers and help us in building a space where bankers share and learn from each other, just let us know and we will keep you posted about all the projects and plans within the community!

Where our members are from

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Content & insights

Content created for and by this community, check out our latest articles, studies, podcasts curated specially for you!

DenizBank NeoHUB
DenizBank NeoHUB 01 October 2021
ČSOB: Surf Kemp
ČSOB: Surf Kemp 01 October 2021
CIMB Niaga Syariah: Product Innovation
Banco do Nordeste Innovation Hub
Standard bank: OneHub
Standard bank: OneHub 28 September 2021
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Join us for one of our upcoming events - a great place to connect with your peers and learn from each other!



Efma LIVE Inspire Change 2021



The Efma-Accenture Banking Innovation Awards 2021

2021 Awards now open!

The Efma-Accenture Banking Innovation Awards celebrate the best new ideas that are transforming our industry. Your ideas put into action, delivering results. Submit your entry today, share your idea, and get the credit it deserves from your colleagues and peers.

What are the Efma-Accenture Banking Innovation Awards?

The Efma-Accenture Banking Innovation Awards have been a catalyst for innovation in the banking since their inception in 2013. They showcase the most exciting and effective innovations that are taking advantage of emerging technologies and responding to the disruption and opportunities in banking.

A rigorous, independent judging and voting process ensures the credibility of the awards. The awards ceremony is widely recognized as the ‘Oscars’ of the industry.
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Award categories

Global Innovator of the Year

The Global Innovator category cannot be entered but is qualified by submitting at least three entries to one or more of the categories below. This category awards the most innovative bank.

Analytics & Artificial Intelligence 2021

Innovations that use data, analytics and AI at scale to improve the bank’s offerings, experiences and operations.

Digital Marketing & Sales 2021

Innovations that transform the bank’s awareness generation, positioning, lead management and conversion, and related customer communication.

Future Workforce 2021

Changes to work, the workforce and the employee experience. This includes the use of data, technology and new approaches to how employees are supported by machines and upskilled, and how work is organized, performed, measured and managed.

Neobanks & Specialized Players 2021

The creation and/or application of innovative technology that substantially enhances customers’ banking experience and/or develops new sources of revenue for the industry. This category is reserved for banking start-ups and spinoffs, and technology firms working within the banking industry, whose innovations are stage-one funded, have a market release proposition, and/or have completed a successful market proof of concept.

Offering Innovation 2021

Breakthrough concepts that dramatically enhance or transform the products or functions which generate revenue for banks, such as credit, payments, open banking and others.

Reimagining the Customer Experience 2021

Significant enhancements in the bank’s distribution channels and its management of customer communications, engagement and relationships.

Social, Sustainable & Responsible Banking 2021

Innovations that advance the bank’s social purpose and its commitment to being a good corporate citizen and a true ally of its customers.

Advisory & on-demand services

Bespoke Research

On-demand research on particular topic using Efma content library (articles, studies, reports, events presentations, events recordings and more)

Expert Call

1-hour call with one of Efma Senior Experts based on the topic of your interest

Efma Business Academy and Advisory

EBA helps financial institutions manage successful transformations, in partnership with leading professional industry experts and educational organizations. 

Learning Expedition (physical)

Premium, exclusive and hassle-free experiences for top level executives that offer an excellent opportunity to exchange ideas, insights and business cards, all the while getting hands-on experience during onsite visits at some of the most innovative global players.
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Get to know the community


Sait Şener
Sait Şener Vakifbank
R&D and Innovation Directorate
Edmon Pallerola Gene
Edmon Pallerola Gene Vall Banc
Chief Digital Officer/Innovation manager
Mustafa Ulus
Mustafa Ulus Fibabanka
Research, Development and Innvoation Manager
Vanessa Moncayo
Vanessa Moncayo Banco Pichincha
Jefe Corporativo de Innovación
Grzegorz Pawlicki
Grzegorz Pawlicki PKO Bank Polski
Head of Innovation
Elena Giallombardo
Elena Giallombardo Crédit Agricole Assurances
Head of Innovation
Santiago de Larrea Teruel
Santiago de Larrea Teruel Crèdit Andorrà
Responsable de Innovación y Transformación Digital
Francisco Perez
Francisco Perez PagoNxt
Strategy & Product, Merchant-Consumer Ecosystems
Gustavo Vinacua
Gustavo Vinacua BBVA
Global Head of New Business Creation
Pontus Wahlberg
Pontus Wahlberg Swedbank
Digital Innovation
Bidyut Dumra
Bidyut Dumra DBS Bank Singapore
Executive Director / Head of Innovation
Paolo Zaccardi
Paolo Zaccardi Fabrick
Borja Garate Maidagan
Borja Garate Maidagan Laboral Kutxa
Técnico de Innovación y Open Business
Claire Calmejane
Claire Calmejane Société Générale
Chief Innovation Officer
Marc Martignani
Marc Martignani CaixaBank
Innovation & Digital Transformation
Guillermo Poveda Escobar
Guillermo Poveda Escobar Banco Pichincha
Innovation Corporate Manager
Neda Nordin
Neda Nordin Swedbank
Senior Innovation Manager
Kenza El Hana
Kenza El Hana Bank of Africa
Project manager
Yves Blavet
Yves Blavet Société Générale
Open Banking Director, Group Innovation Department
Núria Rocamora
Núria Rocamora MyInvestor
CEO MyInvestor
Marcin Kurczab
Marcin Kurczab PZU
Director of Innovation
Selim Yüksel
Selim Yüksel Akbank
Vice President, Innovation Center
Vishal Ramphul
Vishal Ramphul MCB Mauritius Commercial Bank
Innovation Management Lead
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Not yet a community member? To apply, please contact dorota@efma.com

This Future Innovation Community is open to all bankers and insurers.
Roberto Ferrari
Roberto Ferrari Efma
Future Innovation Community Lead
Dorota Valkova
Dorota Valkova Efma
Communities Manager