Our contributors

Michal Panowicz
BCG
Managing Director and Partner
Alexis Pantazis
Hellas Direct
Co-Founder and Executive Director
Eduard Panteleev
ANNA
co-CEO
Helene Panzarino
'i-am'
Managing Director
Spyros Papaspyrou
Piraeus Bank
Deputy Managing Director, Group Credit and Risk Management
Marek Paradowski
Comarch
Senior Consultant
Roberto Parafioriti
UniCredit Group
Head of Small Business, Marketing and Sales
Sebastian Paredes
DBS Bank Hong Kong
Chief Executive Officer
Marco Parini
CheBanca!
Chief Investment Officer, ALM Manager
Andrea Alessandro Parisi
Aon Italy
CEO and General Director
Joe Parkin
BlackRock
Head of Wealth and Retail - UK, Ireland and the Channel Islands
Pakorn Partanapat
Kasikornbank
Executive Vice President, Group Head of Retail Banking
Thierry Pascault
A.T. Kearney
Senior Partner
Codrut Pascu
Roland Berger
Senior Partner and Managing Director, Switzerland
Cristina Pascual Garcia
BBVA Group (BBVA Spain)
Quantitative Market Researcher
Isidoros Passas
Alpha Bank
Executive General Manager, Greek Branch Network Division
Davide Passero
Alleanza Assicurazioni
Chief Executive Officer
Ettore Pastore
A.T. Kearney
Partner, Global and EMEA Leader, Financial Institutions Practice
Jayash Patel
Emirates NBD
Head of Liv. Digital Bank
Steve Pateman
Shawbrook Bank
Chief Executive Officer
Somya Patnaik
ACI Universal Payments
Senior Solution Leader
Rui Patraquim
MeaWallet
Sales Director for West & Southern Europe
Janka Paulovicova
Slovenská sporiteľňa
Quality Management Specialist
Grzegorz Pawlicki
PKO Bank Polski
Head of Innovation
Lara Pawlicz
2spark
CEO
Mark Payne
Fahrenheit 212
President, Head of Innovation
Colin Payne
Capgemini Invent (UK)
Vice President & Global Head of NextGen Banking
Gavin Payne
First Abu Dhabi Bank (FAB)
SVP, Head of Innovation Lab
Roman Pałac
PZU Życie SA
CEO - Chairman of the PZU Innovation Committee
Hubert Pałgan
mBank
Head of Physical Branch Network
Brian Pearce
Wells Fargo
Senior Vice President, Head of Retail Mobile Channel and Digital Innovations
Nicolas Pécourt
Crédit Foncier
Director External Communications and CSR
Richard Peers
Microsoft EMEA
Banking Industry Director EMEA
Rudi Peeters
KBC Group
Chief Information Officer
Daniel Peled
PayKey
Founder and Chief Executive Officer
Xander Pelgröm
NGDATA
Sales Manager Netherlands and Nordics
Thomas Pelletier
Querya Partners
Manager
Timo Pelz
Facebook
Global Marketing Solutions, Industry Lead Financial Services, D-A-CH
Marta Penades Picado
BCG
Principal
Jim Pender
Allied Irish Banks
Head of Entreprise Lending Services, Personal and Business Banking
Jason Peoples
Backbase
Director of Strategic Parterships
Guido Perboli
Politecnico di Torino
Manos Perdikaris
Mellon Technologies
Business Unit Manager
Jorge Pereira
Millennium BCP (Portugal)
Head of Process Transformation, Operations Division
Sérgio Pereira Carvalho
Fidelidade - Companhia de Seguros (PT)
Head of Marketing and Clients
Jorge Pereira Da Silva
Fidelidade - Companhia de Seguros (PT)
Marketing Manager
Francisco Perez
Santander
Director of Innovation Strategy
Maritza Perez Bermundez
Davivienda's Bank
Executive Vice President of Retail & Marketing
Alberto Pérez Lafuente
Bankinter
Director of Digital Payments
Luis Pérez Ureña
FINN VENTURES
Chief Executive Officer and Founder

Contributors

Each year, Efma holds a series of stimulating and thought-provoking international conferences. Each conference includes an overview of industry best practices in a particular aspect of retail banking, insurance or finance. It also explores some of the key issues facing the industry at the moment. These events attract a wide selection of international speakers from financial institutions willing to exchange views with the financial community. Leading industry experts from many different disciplines are also invited to present their reports published in partnership with Efma.

We warmly thank our authors who reveal their involvement in the Association through articles, interviews or organization of round tables.

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