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European credit risk outlook 8

This study was published in July 2013


For the eighth European Credit Risk Managers survey conducted by FICO and Efma, we explored this issue of customer satisfaction, in addition to our regular check of delinquencies and credit supply and demand. The results show that bankers believe unhappy customers are more likely than before to take action based on their dissatisfaction — not just by complaining, but by actually switching accounts. This is a critical issue that we will address in meetings of the Risk Managers Advisory Council, a group of European risk professionals formed by Efma and sponsored by FICO.

This report also features perspectives from key figures in European banks. We thank them and all of the executives from across Europe who put forward their views in this survey.


Partner(s) :


FICO - Fair Isaac Corporation


www.fico.com


Efma studies are the result of close collaboration between Efma and several prestigious consulting firms. They are intended to assist members in their reflections in the area of retail financial services: marketing banking services, products and services, distribution circuits, multi-channel banking, online financial services, customer relationship management, etc.

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European credit risk outlook 9

Efma, FICO - Fair Isaac Corporation - January 2014