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News & trends

Diebold has unveiled an ATM that can be used for cardless withdrawals
USA | January 2013

Diebold, the American ATM manufacturer recently presented its new ATM at the Consumer Electronic Show (CES) in Las Vegas. This innovative machine, which will be tested by banks during 2013, enables users to make withdrawals without a card. Users scan the ATM’s QR code with their mobile phone which then syncs with the ATM via the cloud. After having selected the withdrawal amount on their phone, users then receive, via their smartphone, a one-time code which enables them to withdraw the required cash amount from the ATM. Users can also send money to third parties by transmitting the code to them. This type of machine could help banks save money by reducing the number of bank cards issued.

Related news


60% of Hungarians still manage their finances in bank branches

Hungary - May 2014

According to a survey conducted by Erste Bank, covering six CEE countries, 60% of Hungarians still manage their finances in bank branches. However digital channels are increasingly used for everyday banking needs. Half of under-30s use these channels and 41% of those in the 30-59 age group do not prefer branches. On the other hand, only 11% of over-60s use electronic distribution channels.

News summary compiled by Efma Information Services

Strategy & Functions

BNP Paribas and Orange are setting out to conquer Africa

Africa - June 2014

The French bank BNP Paribas and the French telecoms operator Orange have joined forces to offer a mobile banking service in Africa. By linking their account to Orange Money, BNP Paribas customers will be able to buy airtime credit, transfer money and pay their bills with their mobile phone, while Orange Money’s customers will have access to BNP Paribas branches and the bank’s financial services (savings products, bank cards). The joint offering of BNP Paribas and Orange Money is being rolled out initially in Ivory Coast, but there are plans to expand it shortly into other African countries, such as Senegal.

News summary compiled by Efma Information Services


Bank Rakyat poised to launch floating branches

Indonesia - June 2014

In Indonesia, PT Bank Rakyat Indonesia (BBRI) is set to acquire four boats that will be equipped with ATM machines. These boats will be used a floating branches, sailing from island to island in order to bring financial services to people living on distant islands who tend to be underbanked.

News summary compiled by Efma Information Services

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