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Diebold has unveiled an ATM that can be used for cardless withdrawals
USA | January 2013


Diebold, the American ATM manufacturer recently presented its new ATM at the Consumer Electronic Show (CES) in Las Vegas. This innovative machine, which will be tested by banks during 2013, enables users to make withdrawals without a card. Users scan the ATM’s QR code with their mobile phone which then syncs with the ATM via the cloud. After having selected the withdrawal amount on their phone, users then receive, via their smartphone, a one-time code which enables them to withdraw the required cash amount from the ATM. Users can also send money to third parties by transmitting the code to them. This type of machine could help banks save money by reducing the number of bank cards issued.




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Strategy & Functions
Payments


Korea: a mobile fingerprint payment app

Korea (South) - October 2013



Danal, the mobile payment service provider, and CrucialTec, the manufacturer of electronic equipment, have launched BarTong, a mobile app which enables users to make payments via their mobile phone using a fingerprint-based identification system. The app is currently only compatible with the Pantech VEGA LTE-A phone which contains a biometric sensor. Danal is considering marketing this service abroad, in particular in China nd the United States, at a future date.



News summary compiled by Efma Information Services

Strategy & Functions
Payments


Will Beacon make NFC technology obsolete?

USA - September 2013



Although it now seems that the iPhone 5S will not be NFC-enabled, it will, on the other hand, be iBeacon-enabled. This Bluetooth technology, which is far more powerful than NFC, can also be used for contactless payments. PayPal also seems to have been won over by Beacon technology, since the US payment company has announced that it intends to test the technology in 2013 with a view to roll-out in 2014.



News summary compiled by Efma Information Services

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Customer


DSK Bank is banking on gamification to encourage customers to save

Bulgaria - November 2013



In Bulgaria, DSK Bank has launched a mobile app called DSK Gameo which is a video game which encourages customers to set themselves financial goals, carry out a certain number of operations and discover new financial products proposed by DSK Bank. Players earn points that they can exchange for various prizes, such as concert places, tickets for sports events and vouchers. DSK Bank’s objective is to stand out from its competitors by offering a unique experience to its customers.



News summary compiled by Efma Information Services

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